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养老规划投教先行|银华基金:养老投资为何优选Y份额?_蜘蛛资讯网

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PT需求暂受影响、营销及分析即服务需求受到消费者贷款利率上限加强执法影响,以及费率下调与高收益保险产品逐步退出的持续影响。责任编辑:史丽君

份额合并投资管理,享受同等收益。不同之处则在于费率、份额净值计算、申购赎回、再投资方式等方面:  首先是费率更低。Y份额的管理费和托管费在A份额的基础上实施了一定的费率优惠,一般是打5折;二是净值计算方法不同。由于基金净值的计算包括费用因素,A类基金份额和Y类基金份额的净值也会有所不同;三是购买方式不同。Y份额是专门针对个人养老金资金账户投资人的投资产品,只能通过个人养老金资金账户进行申购;四是赎

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